Via20

Provider comparison

Remitly vs Xoom

Remitly and Xoom can produce different recipient amounts for the same route because fee rules, FX spreads, payout methods, and promotions vary.

Remitly Source: public rate page

consumer remittance routes with promotional and standard rates

Xoom Source: public quote page

PayPal-owned transfer quote coverage on selected corridors

Questions

Is Remitly cheaper than Xoom?

It depends on the route, amount, payout method, funding source, and quote time. Compare recipient gets for the exact transfer before deciding.

Why do transfer providers show different rates?

Providers can apply different FX spreads, fixed fees, card fees, bank fees, and promotional rates.